I came to the U.S. from India with no credit history, no points, and a long list of places I wanted to see. Flights were expensive. Travel felt like something that happened to other people, people with money I didn’t have.
I built ChainPoints because I lived the problem.
This wasn’t an idea on a whiteboard. It started as a journey, from zero credit history to a wallet that quietly changed how I travel.
- Passenger
- Adi
- Boarded
- 2021
- Building
- ChainPoints
- Status
- In public
Travel shouldn’t be the thing you give up on.
Story · four legsSo I started learning how the points world actually works. Slowly at first, then obsessively. Over a few years, that curiosity turned into a portfolio of premium cards, a half-million-point balance, and the ability to book trips that would have cost me tens of thousands in cash.
But one thing didn’t get easier: every flight I booked meant hours of toggling between airline programs, transfer ratios, and bonus offers, just to figure out the cheapest way to book it with my points. No tool ever just told me the answer.
ChainPoints is that tool. The engine I wish existed when I started, for anyone who’s ever wondered whether the points they earn could actually take them somewhere.
See it working on the four steps from points to plane ticket, or read the London booking that started it.
The wallet behind the engine.
NumbersPoints across portfolio
Flown on points
Where we’re headed.
Mission & visionYour personal points concierge
ChainPoints instantly finds the smartest way to turn your dead credit card points into your dream destination flights. No spreadsheets, no tab-switching, no guesswork.
Award travel for everyone
A world where every award booking is effortless for millions of everyday travelers: simple, accessible, and frustration-free, from first-timers to lifetime collectors.
Postcards from the learning curve.
StoriesThe $2,200 London trap
The same seat costs $2,200 in cash or 45,000 points, depending entirely on how you book it.
Book any airline with the right partner
Which programme to book each airline through, and why the obvious one is usually the expensive one.
The best card for every category
Dining, groceries, travel, gas, online, rent, everyday, the winner for each, with the annual-fee maths shown.
The free points in your food and rides
Eight verified ways to earn miles on things you already buy, and the one to avoid.
Every one of these is a booking I actually made or a mistake I actually paid for. Read all of the stories.
ChainPoints
